Tips for Dealing with the Cost of Braces

December 11, 2012

Orthodontic care provides you with a healthier, straighter smile. However, many patients and parents worry about the cost of braces and other treatments. Orthodontic treatment is an important investment in your future health—that’s why Seligman Orthodontics is prepared to help you pay for your treatment. Here are some tips to get you started:

Dental Forms

Determine Insurance Benefits
If you have existing insurance or a flexible spending account , check the fine print to find out which treatment options are covered and how. In some cases, you may be able to purchase orthodontic insurance to help cover the cost of your braces. Also talk to your orthodontist about how your insurance plan will be handled. Some offices will bill your provider directly, while others will provide you with the paperwork to receive reimbursement after treatment.

Explore Loans and Payment Plans
Your orthodontist may offer in-house payment plans to help you manage the cost of care. These plans require a down payment, after which you pay off the rest of your treatment over time. CareCredit is a company that issues a credit card specifically for dental and medical treatments. After you have been approved, you can use your CareCredit card to pay for treatment and receive a monthly bill from the company, as with any other credit card. Many families also consider a bank loan to help finance the initial cost of braces.

Consider Your Options
Talking to your orthodontist about the treatment needed and the cost will help you understand your options. In some cases, alternative and more affordable care may be possible. Remember that investing in your smile now will benefit you for life, and that your orthodontist has your best interests in mind. In many cases, your orthodontist can devise an effective treatment plan at an affordable cost to ensure you get the care you need without facing financial hardship.

Discuss your payment options today by calling Seligman Orthodontics at (646) 681-8516. We offer a range of treatment plans and will work with you to find the option that is right for you. Visit us on the web to learn more about Insignia, Invisalign, and all your braces options .

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